[K-Policy] How to Get Max 39M KRW: The 6+6 Parent Policy Guide (부부 합산 최대 3,900만원! 6+6 부모육아휴직제 완벽 가이드)
The Ultimate Guide to Korea’s 6+6 Parent Policy: Maximize Your Benefit up to 39 Million KRW
(부부 합산 최대 3,900만원! 6+6 부모육아휴직제 완벽 가이드)
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| 6+6 Parent Policy |
Hi everyone, it’s 88한 열매맘.
As a 37-year-old office worker living in Seoul, I know that for multicultural families, navigating Korean labor laws can feel like a maze. But today, I’m bringing you the most accurate info from the official government sources and Article 95 of the Employment Insurance Act. If you’re a working parent, this is the most important financial "hack" you’ll read this year.
(정부 공식 정책 블로그와 법령을 바탕으로 정리한 6+6 부모육아휴직제, 지금 바로 시작합니다!)
(정부 공식 정책 블로그와 법령을 바탕으로 정리한 6+6 부모육아휴직제, 지금 바로 시작합니다!)
Whenever my international colleagues and friends ask me, "Is it true we can get 100% of our salary during parental leave?" I tell them, "Yes, but you MUST check your Employment Insurance status first!"
제 외국인 동료 또는 친구들에게 항상 강조하는 게 있어요. '통상임금 100% 지원'은 맞지만, 반드시 '고용보험 피보험 단위기간'을 사전에 확인해야 합니다.
제 외국인 동료 또는 친구들에게 항상 강조하는 게 있어요. '통상임금 100% 지원'은 맞지만, 반드시 '고용보험 피보험 단위기간'을 사전에 확인해야 합니다.
1. What is the "6+6 Parent Policy"? (6+6 부모육아휴직제란?)
This policy is designed for parents with children under 18 months old. If both parents take leave (together or one after another), the government provides 100% of your ordinary wage (up to a monthly ceiling) for the first 6 months.
💰 The "Step-up" Payment Structure (계단식 상한액)
The maximum monthly benefit (upper limit) increases step-by-step for each parent:
| Month | Max Per Parent (1인당 상한) | Combined Max (부부 합산) |
| 1st Month | 2.5 Million KRW | 5.0 Million KRW |
| 2nd Month | 2.5 Million KRW | 5.0 Million KRW |
| 3rd Month | 3.0 Million KRW | 6.0 Million KRW |
| 4th Month | 3.5 Million KRW | 7.0 Million KRW |
| 5th Month | 4.0 Million KRW | 8.0 Million KRW |
| 6th Month | 4.5 Million KRW | 9.0 Million KRW |
| TOTAL | 19.5 Million KRW | 39 Million KRW |
📝 Important Tips for Sequential Users (순차적 사용 시 꿀팁)
Most couples don't take leave at the exact same time. If you use it sequentially:
- The Adjustment: The first parent (e.g., Mom) will first receive the Standard Benefit (Max 2.5M).
- The Payout: Once the second parent (e.g., Dad) starts his leave and applies, the government will pay the difference to the first parent all at once! (두 번째 부모가 신청해야 첫 번째 부모의 차액분이 입금되니 꼭 기억하세요!)
✅ Critical Checkpoints for Multicultural Families (필수 체크리스트)
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| An English infographic about South Korea's 6+6 Parent Policy for 2026. It features a diverse multicultural family and displays the 39 million KRW maximum benefit for couples. Sections include Eligibility (ARC, Child under 18 months, Employment Insurance), Step-up Payments (2.5M to 4.5M KRW monthly), and a Checklist for Multicultural Families. Information cited from GoYong24 and the Employment Insurance Act. |
Based on the Employment Insurance Act (Article 95) and official guidelines, here is what you need to know:
- 180-Day Rule (Employment Insurance): To apply, Both parents must have been an insured employee for at least 180 days (excluding non-paid days). This is the most important requirement! (고용보험 피보험 단위기간이 통산 180일 이상이어야 육아휴직 급여 신청이 가능해요~)
- Foreigner Eligibility: Most working visas (E-7, F-2, F-5, F-6) that are enrolled in Employment Insurance qualify. However, it does not apply to public officials or private school teachers (who follow different rules).
- 100% Payout (No Retention): Unlike the old system, the 6+6 benefit is paid 100% in full every month during your leave. There is no "25% held-back" payment! (사후지급금 없이 휴직 기간 중 전액 지급됩니다.)
- Child's Age: The second parent must start their leave before the child turns 18 months old. (Even if the baby turns 19 months old during the leave, it’s okay as long as the start date was within 18 months!)
- Depending on where you live, you might get extra help:
- Seoul & Local Incentives: Some local governments (like Seoul) provide a "Parental Leave Subsidy" (육아휴직 장려금) for multicultural families or those with a median income under 150%.
- Expert Tip: These local subsidies often require separate applications through your local District Office (Gu-cheong) or Community Center (Dong Jumin Center). Make sure to check your local policies! (지자체별로 중위소득 150% 이하 다문화 가정에 추가 장려금을 주는 경우가 있으니 꼭 거주지 주민센터 또는 구청에 꼭 문의하세요!!!)
📝 How to Apply (신청 방법)
- Apply Online: through Goyong24 (고용24).
- Consultation: Visit your local Employment Center or call 1350 (English services available).
- Documents:
- Parental Leave Benefit Application Form(육아휴직 신청서 → 회사 제출용)
회사 제출용 육아휴직 신청서 양식 - Parental Leave Confirmation from your company(육아휴직 확인서 ← 회사 발급)
육아휴직 확인서 예시 - Proof of wages (to calculate your "Ordinary Wage" such as 근로계약서, 임금대장, 급여 명세서 등)
⚠️ Expert Warning (주의사항)
- 7th Month Onwards: From the 7th month, the benefit drops to the standard rate of 1.6 million KRW.
- Attendance: If you drop out of the program or lose eligibility, you might be banned from applying for 1 year(지자체별로 다를 수 있어요.)
- 🔗Official Website on Childcare/parental leave:
- 고용24 육아휴직급여정책
- Ministry of Employment & Labor (MOEL):
www.moel.go.kr - Official Policy Blog:
행복한 대한민국 정책포털
🎁 Exclusive Freebie for My reader!
Are you feeling overwhelmed by the Korean paperwork?
I have prepared the Parental Leave Benefit Application Form (회사 제출용 육아휴직 신청서) that you need to submit to your company, along with a English Guide/Sample on how to fill it out.
Just leave a comment below with your email or simply say "Please send the form!" (회사 제출용 육아휴직 신청서 양식과 영문 작성 가이드를 준비했습니다. 필요하신 분은 댓글 남겨주시면 보내드릴게요!)
Let's make your parental leave journey as smooth as possible!
📢 Check this out! 이 서류는 회사 제출용이고, 나중에 급여 신청할 때 고용24에 내는 서류와는 별개입니다!!
📢 Check this out! 이 서류는 회사 제출용이고, 나중에 급여 신청할 때 고용24에 내는 서류와는 별개입니다!!
정부 공식 블로그와 고용보험법 법령을 꼼꼼히 확인한 정보이니 믿고 계획을 세우셔도 좋습니다. 특히 고용보험 180일 조건은 꼭 미리 인사팀에 확인해 보세요!
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| ⓒ88한열매맘 |
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